Our Products
Product We Deal
Bharat Laghu and Sooksham Udayam Suraksha Policy: A tailored solution for micro, small, and medium enterprises.
Standard Fire and Special Perils Policy: Providing essential coverage against a wide array of fire-related risks.
Standard Fire and Special Perils with Add-on Covers: An enhanced policy that can be customized with additional coverages to meet specific client needs.
Consequential Loss (Fire) Insurance Policy / Business Interruption (Fire) Insurance: This policy provides critical protection against financial losses resulting from business interruptions caused by fire.
Machinery Breakdown Insurance: Covers damage to machinery and equipment from unexpected and sudden breakdowns.
Contractor's All Risk (CAR) Policy: Provides all-in-one coverage for construction projects, including damage to the contract works and third-party liabilities.
Contractor's Plant and Machinery (CPM): Protects contractors' machinery and equipment against a wide range of operational risks.
Electronic Equipment Insurance (EEI): Covers physical damage to electronic equipment from various perils.
Erection All Risk (EAR) Policy: Offers comprehensive coverage for the erection of machinery and plants, including third-party liability.
Machinery Loss of Profit (MLoP): Protects against financial losses due to business interruption following a machinery breakdown.
Delay in Startup (DSU) Policy: Covers financial losses resulting from delays in the startup of a project due to damage to insured property.
Boiler and Pressure Plant Insurance: Protects against explosion and collapse of boilers and pressure plants.
Civil Engineering Completed Risks (CECR): Covers completed civil engineering structures against a range of external perils.
Deterioration of Stocks Insurance (Refrigeration Plant): Protects against losses from the deterioration of goods in a cold storage or refrigeration plant due to mechanical breakdown or other insured perils.
Own Damage (OD) Cover: This policy protects your vehicle against damage from events like accidents, theft, fire, and natural disasters. This is crucial for safeguarding the financial value of your vehicle.
Comprehensive Cover: The most complete protection available, our comprehensive policy combines own damage coverage with third-party liability. It covers not only damage to your own vehicle but also legal and financial liabilities for damage or injury to a third party.
We handle policies for a wide range of vehicles, from light-duty passenger cars to heavy-duty commercial trucks and machinery.
Event Cancellation Policy: Covers financial losses resulting from the cancellation or postponement of an event due to circumstances beyond your control.
Shopkeeper All Risk: A comprehensive package policy designed to protect small and medium-sized shops from multiple risks.
Jeweler Block All Risk: Provides all-inclusive protection for jewelers against loss or damage to their valuable stock.
Money Insurance: Covers loss of money in transit or while on your business premises.
Fidelity Guarantee: Protects businesses against financial loss due to dishonest acts by employees.
Office Umbrella Package: A single policy covering a variety of risks for an office, including fire, burglary, and equipment breakdown.
Householder All Risk: Comprehensive protection for homeowners against a broad range of risks to their property and its contents.
Student Safety Policy: A specialized policy providing coverage for students against accidents and other related risks.
Glow Sign/Neon Sign Board Policy: Protects against damage to outdoor signs from various perils.
Plate Glass Insurance: Covers accidental breakage of fixed plate glass at your business or home.
Travel Insurance: Provides medical and financial protection for individuals while traveling.
Errors & Omissions (E&O) Policy for Medical Establishments: Protects medical professionals and clinics against legal liabilities arising from errors or omissions in their professional services.
Theft, Burglary & Housebreaking: Specifically covers loss or damage to property due to theft, burglary, or housebreaking.
All-Risk Policy: Provides extensive coverage against a wide range of perils, with only specific exclusions mentioned in the policy.
Inland Cargo: Provides coverage for goods being transported by road, rail, or other inland waterways.
Marine Cargo: Protects against the loss or damage of goods during international transit by sea or air.
LPG Policy: This policy is designed to cover the specific risks associated with the storage, handling, and distribution of Liquefied Petroleum Gas (LPG).
Petroleum Station Policy: A comprehensive policy that protects petroleum stations against a wide range of operational risks, including fire, theft, and public liability.
Individual Health Policies: We provide flexible options for both young individuals and senior citizens, ensuring age-specific coverage.
Family Floater Plans: A single policy that covers the entire family under one sum insured, offering both convenience and value.
Critical Care Insurance: Provides a lump-sum payment upon the diagnosis of specified critical illnesses, helping to cover significant medical and lifestyle costs.
Group MedClaim: Tailored health insurance solutions for corporate and group clients, providing comprehensive coverage for employees.
Individual and Group Personal Accident Policies: These policies offer financial protection against accidental death and disability for both individuals and groups.
Overseas MedClaim: A specialized policy that provides medical coverage for individuals traveling abroad, ensuring peace of mind during international trips.
Public Liability: Covers legal liability for third-party bodily injury or property damage arising from your business operations.
Product Liability: Protects against legal liability for damages caused by a defective product you have manufactured, sold, or distributed.
Commercial General Liability (CGL)
Directors and Officers (D&O) Liability: Provides financial protection for directors and officers against legal costs and damages arising from wrongful acts committed in their managerial capacity.
Workmen's Compensation: A statutory policy that covers an employer's liability for injuries or death of employees that occur in the course of their work.
Professional Indemnity: We offer tailored policies for professionals such as Chartered Accountants (CAs), architects, engineers, and doctors, protecting them against claims of negligence, error, or omission in the professional services they provide.
Money Back Policy: Provides a portion of the sum assured at regular intervals during the policy term, with the remaining amount and a bonus paid upon maturity.
Retirement Benefit Policy: A long-term savings plan designed to build a corpus for a stable and secure life after retirement.
Investment Plan: Combines life insurance with investment benefits to help you grow your wealth over time.
Child Plan: Created to secure your child's future by providing a lump-sum payment at crucial milestones, such as higher education or marriage.
Wealth Creation Plan: A strategic plan focused on disciplined savings and investment to build a substantial corpus for long-term financial goals.
Loan Protection Plan: Ensures that your outstanding loan is paid off in the event of an unfortunate incident, protecting your family from financial burden.
Group Term Linked Insurance: Provides term insurance coverage for a group of people, often employees, under a single master policy.
Married Women's Property Act (MWPA) Policy: A specific provision that ensures the policy proceeds are protected from creditors and are payable only to the woman and her children.
Employer-Employee Insurance: A solution that offers businesses a way to provide insurance benefits to their employees, fostering a sense of security and loyalty.
Our Business Partners
